http://marshallins.net The Right Protection…At The Right Price…Right Now! Fri, 09 Apr 2010 13:53:13 +0000 http://backend.userland.com/rss092 en The time to file taxes has arrived again, and there’s another obligation expected this year: the census. While you give information about your earnings and the number of people in your household, be careful not to give away your identity. Identity theft and fraud run rampant this time of year ... http://marshallins.net/homeowners-insurance/personal-identity-protection-and-your-homeowners-insurance   Several new laws went into effect across North Carolina regarding your personal auto, insurance and other transportation issues;   License plate frames can no longer cover the state name or registration sticker.  Initially drivers will get warnings through Nov. of 2010 then you may be subject to a fine. Insured car owners now ... http://marshallins.net/auto-insurance/new-laws-regarding-north-carolina-auto-insurance How many times have you pulled up to a stop light and looked over to the next vehicle only to see someone texting away on their cell phone? That will soon be illegal in NC.  Gov. Bev Perdue has signed a bill to prohibit the use of cell phones for texting while ... http://marshallins.net/auto-insurance/dont-drive-and-text  Last summer, the General Assembly created a legislative study committee to investigate changes to the Beach Plan -- the mechanism that provides property insurance, especially against wind damage caused by storms, to homes and businesses on the North Carolina coast. Created as an insurer of last resort, the Beach Plan was ... http://marshallins.net/homeowners-insurance/update-on-nc-homeowners-insurance-crisis DUIC or Driving Under the Influence of Cell Phone is just as dangerous as drunken driving or DUI. A 2006 National Highway and Transportation Safety Administration study found that almost 80% of crashes and 65% of near crashes involved driver distraction i.e. the driver was distracted by their use of the ... http://marshallins.net/auto-insurance/duic A new traffic study suggests NC teenagers have not paid much attention to state law that bans cell phone use by drivers under 18.  The law went into effect in Dec. 2006. A study was conducted by the UNC center and the  Institute for Highway Safety.  Researchers parked outside of 25 ... http://marshallins.net/auto-insurance/cell-phones-and-teen-drivers-a-dangerous-combination Auto insurers may increase premiums on NC drivers by up to 9.4& starting Jan. 1, 2009, but a court ruling will determine whether they can keep the extra money. The NC Rate Bureau, which represents 144 auto insurers that operate in the state, had asked for its largest rate increase in ... http://marshallins.net/auto-insurance/nc-auto-insurers-may-raise-rates-on-jan-1-2009 There's a state ban on cell phone use for drivers under 18, but they seem to use cell phones with the same frequency as before the ban, a new traffic safety study suggests. The ban is part of the state's graduated ... http://marshallins.net/auto-insurance/driving-teens-ignore-ban-use-cell-phones On the evening of April 6, 2008, Meg McCormick says three city workers were trying to clear a sewer line in front of her southeast Charlotte house by blasting a grease clog out with a high-pressure hose. The plan backfired, literally. ... http://marshallins.net/homeowners-insurance/grease-clog-removal-fills-home-with-sewage